EMI vs SIP for ₹9,900,000
13 Years @ 12%
Original Plan
13 Years @ 12%
EMI: ₹ 125,598
Extended Plan
18 Years (Reduced EMI)
EMI: ₹ 112,063
Monthly Savings
₹ 13,535
SIP Investment
@ 12% for 18 years
₹ 10,360,119
Extra Interest Paid
₹ 4,612,346
Final Outcome
₹ 5,747,773
Profit from SIP strategy
Analysis
For ₹9,900,000 loan at 12%, investing savings can generate ₹10,360,119.
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