EMI vs SIP for ₹2,600,000
19 Years @ 7%
Original Plan
19 Years @ 7%
EMI: ₹ 20,649
Extended Plan
24 Years (Reduced EMI)
EMI: ₹ 18,662
Monthly Savings
₹ 1,987
SIP Investment
@ 12% for 24 years
₹ 3,324,052
Extra Interest Paid
₹ 666,611
Final Outcome
₹ 2,657,441
Profit from SIP strategy
Analysis
For ₹2,600,000 loan at 7%, investing savings can generate ₹3,324,052.
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