EMI vs SIP for ₹6,700,000
14 Years @ 10%
Original Plan
14 Years @ 10%
EMI: ₹ 74,250
Extended Plan
19 Years (Reduced EMI)
EMI: ₹ 65,744
Monthly Savings
₹ 8,505
SIP Investment
@ 12% for 19 years
₹ 7,444,846
Extra Interest Paid
₹ 2,515,782
Final Outcome
₹ 4,929,065
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 10%, investing savings can generate ₹7,444,846.
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