EMI vs SIP for ₹4,100,000
12 Years @ 8%
Original Plan
12 Years @ 8%
EMI: ₹ 44,381
Extended Plan
17 Years (Reduced EMI)
EMI: ₹ 36,829
Monthly Savings
₹ 7,552
SIP Investment
@ 12% for 17 years
₹ 5,044,155
Extra Interest Paid
₹ 1,122,220
Final Outcome
₹ 3,921,935
Profit from SIP strategy
Analysis
For ₹4,100,000 loan at 8%, investing savings can generate ₹5,044,155.
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