EMI vs SIP for ₹900,000
17 Years @ 10%
Original Plan
17 Years @ 10%
EMI: ₹ 9,191
Extended Plan
22 Years (Reduced EMI)
EMI: ₹ 8,444
Monthly Savings
₹ 747
SIP Investment
@ 12% for 22 years
₹ 967,620
Extra Interest Paid
₹ 354,330
Final Outcome
₹ 613,290
Profit from SIP strategy
Analysis
For ₹900,000 loan at 10%, investing savings can generate ₹967,620.
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