EMI vs SIP for ₹6,000,000
13 Years @ 9%
Original Plan
13 Years @ 9%
EMI: ₹ 65,381
Extended Plan
18 Years (Reduced EMI)
EMI: ₹ 56,187
Monthly Savings
₹ 9,194
SIP Investment
@ 12% for 18 years
₹ 7,037,556
Extra Interest Paid
₹ 1,936,915
Final Outcome
₹ 5,100,641
Profit from SIP strategy
Analysis
For ₹6,000,000 loan at 9%, investing savings can generate ₹7,037,556.
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