EMI vs SIP for ₹6,700,000
30 Years @ 7%
Original Plan
30 Years @ 7%
EMI: ₹ 44,575
Extended Plan
35 Years (Reduced EMI)
EMI: ₹ 42,803
Monthly Savings
₹ 1,772
SIP Investment
@ 12% for 35 years
₹ 11,508,910
Extra Interest Paid
₹ 1,930,322
Final Outcome
₹ 9,578,588
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 7%, investing savings can generate ₹11,508,910.
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