EMI vs SIP for ₹7,500,000

30 Years @ 7%

Original Plan

30 Years @ 7%

EMI: ₹ 49,898

Extended Plan

35 Years (Reduced EMI)

EMI: ₹ 47,914

Monthly Savings

₹ 1,983

SIP Investment

@ 12% for 35 years

₹ 12,883,108

Extra Interest Paid

₹ 2,160,808

Final Outcome

₹ 10,722,300

Profit from SIP strategy

Analysis

For ₹7,500,000 loan at 7%, investing savings can generate ₹12,883,108.

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