EMI vs SIP for ₹6,700,000
29 Years @ 8%
Original Plan
29 Years @ 8%
EMI: ₹ 49,576
Extended Plan
34 Years (Reduced EMI)
EMI: ₹ 47,847
Monthly Savings
₹ 1,729
SIP Investment
@ 12% for 34 years
₹ 9,947,851
Extra Interest Paid
₹ 2,269,067
Final Outcome
₹ 7,678,783
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 8%, investing savings can generate ₹9,947,851.
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