EMI vs SIP for ₹6,600,000
27 Years @ 12%
Original Plan
27 Years @ 12%
EMI: ₹ 68,736
Extended Plan
32 Years (Reduced EMI)
EMI: ₹ 67,478
Monthly Savings
₹ 1,257
SIP Investment
@ 12% for 32 years
₹ 5,669,752
Extra Interest Paid
₹ 3,641,316
Final Outcome
₹ 2,028,436
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 12%, investing savings can generate ₹5,669,752.
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