EMI vs SIP for ₹6,700,000
19 Years @ 9%
Original Plan
19 Years @ 9%
EMI: ₹ 61,432
Extended Plan
24 Years (Reduced EMI)
EMI: ₹ 56,861
Monthly Savings
₹ 4,572
SIP Investment
@ 12% for 24 years
₹ 7,646,813
Extra Interest Paid
₹ 2,369,312
Final Outcome
₹ 5,277,502
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 9%, investing savings can generate ₹7,646,813.
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