EMI vs SIP for ₹6,600,000
11 Years @ 11%
Original Plan
11 Years @ 11%
EMI: ₹ 86,410
Extended Plan
16 Years (Reduced EMI)
EMI: ₹ 73,194
Monthly Savings
₹ 13,215
SIP Investment
@ 12% for 16 years
₹ 7,683,190
Extra Interest Paid
₹ 2,647,199
Final Outcome
₹ 5,035,992
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 11%, investing savings can generate ₹7,683,190.
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