EMI vs SIP for ₹6,700,000
30 Years @ 9%
Original Plan
30 Years @ 9%
EMI: ₹ 53,910
Extended Plan
35 Years (Reduced EMI)
EMI: ₹ 52,528
Monthly Savings
₹ 1,382
SIP Investment
@ 12% for 35 years
₹ 8,977,671
Extra Interest Paid
₹ 2,654,065
Final Outcome
₹ 6,323,606
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 9%, investing savings can generate ₹8,977,671.
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