EMI vs SIP for ₹900,000
17 Years @ 9%
Original Plan
17 Years @ 9%
EMI: ₹ 8,629
Extended Plan
22 Years (Reduced EMI)
EMI: ₹ 7,841
Monthly Savings
₹ 789
SIP Investment
@ 12% for 22 years
₹ 1,022,029
Extra Interest Paid
₹ 309,546
Final Outcome
₹ 712,483
Profit from SIP strategy
Analysis
For ₹900,000 loan at 9%, investing savings can generate ₹1,022,029.
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