EMI vs SIP for ₹6,600,000
7 Years @ 9%
Original Plan
7 Years @ 9%
EMI: ₹ 106,188
Extended Plan
12 Years (Reduced EMI)
EMI: ₹ 75,110
Monthly Savings
₹ 31,078
SIP Investment
@ 12% for 12 years
₹ 10,014,918
Extra Interest Paid
₹ 1,896,059
Final Outcome
₹ 8,118,859
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 9%, investing savings can generate ₹10,014,918.
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