EMI vs SIP for ₹900,000
13 Years @ 8%
Original Plan
13 Years @ 8%
EMI: ₹ 9,298
Extended Plan
18 Years (Reduced EMI)
EMI: ₹ 7,875
Monthly Savings
₹ 1,423
SIP Investment
@ 12% for 18 years
₹ 1,089,221
Extra Interest Paid
₹ 250,492
Final Outcome
₹ 838,729
Profit from SIP strategy
Analysis
For ₹900,000 loan at 8%, investing savings can generate ₹1,089,221.
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