EMI vs SIP for ₹6,700,000
28 Years @ 10%
Original Plan
28 Years @ 10%
EMI: ₹ 59,493
Extended Plan
33 Years (Reduced EMI)
EMI: ₹ 58,002
Monthly Savings
₹ 1,491
SIP Investment
@ 12% for 33 years
₹ 7,596,468
Extra Interest Paid
₹ 2,979,062
Final Outcome
₹ 4,617,406
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 10%, investing savings can generate ₹7,596,468.
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