EMI vs SIP for ₹8,600,000
11 Years @ 12%
Original Plan
11 Years @ 12%
EMI: ₹ 117,630
Extended Plan
16 Years (Reduced EMI)
EMI: ₹ 100,940
Monthly Savings
₹ 16,689
SIP Investment
@ 12% for 16 years
₹ 9,702,851
Extra Interest Paid
₹ 3,853,421
Final Outcome
₹ 5,849,430
Profit from SIP strategy
Analysis
For ₹8,600,000 loan at 12%, investing savings can generate ₹9,702,851.
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