EMI vs SIP for ₹2,400,000
19 Years @ 12%
Original Plan
19 Years @ 12%
EMI: ₹ 26,769
Extended Plan
24 Years (Reduced EMI)
EMI: ₹ 25,449
Monthly Savings
₹ 1,320
SIP Investment
@ 12% for 24 years
₹ 2,208,099
Extra Interest Paid
₹ 1,225,969
Final Outcome
₹ 982,129
Profit from SIP strategy
Analysis
For ₹2,400,000 loan at 12%, investing savings can generate ₹2,208,099.
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