EMI vs SIP for ₹8,200,000
5 Years @ 12%
Original Plan
5 Years @ 12%
EMI: ₹ 182,404
Extended Plan
10 Years (Reduced EMI)
EMI: ₹ 117,646
Monthly Savings
₹ 64,758
SIP Investment
@ 12% for 10 years
₹ 15,045,882
Extra Interest Paid
₹ 3,173,273
Final Outcome
₹ 11,872,609
Profit from SIP strategy
Analysis
For ₹8,200,000 loan at 12%, investing savings can generate ₹15,045,882.
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