EMI vs SIP for ₹6,000,000
8 Years @ 8%
Original Plan
8 Years @ 8%
EMI: ₹ 84,820
Extended Plan
13 Years (Reduced EMI)
EMI: ₹ 61,984
Monthly Savings
₹ 22,836
SIP Investment
@ 12% for 13 years
₹ 8,584,629
Extra Interest Paid
₹ 1,526,844
Final Outcome
₹ 7,057,785
Profit from SIP strategy
Analysis
For ₹6,000,000 loan at 8%, investing savings can generate ₹8,584,629.
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