EMI vs SIP for ₹8,000,000
19 Years @ 12%
Original Plan
19 Years @ 12%
EMI: ₹ 89,231
Extended Plan
24 Years (Reduced EMI)
EMI: ₹ 84,831
Monthly Savings
₹ 4,400
SIP Investment
@ 12% for 24 years
₹ 7,360,329
Extra Interest Paid
₹ 4,086,564
Final Outcome
₹ 3,273,765
Profit from SIP strategy
Analysis
For ₹8,000,000 loan at 12%, investing savings can generate ₹7,360,329.
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