EMI vs SIP for ₹6,000,000
26 Years @ 8%
Original Plan
26 Years @ 8%
EMI: ₹ 45,756
Extended Plan
31 Years (Reduced EMI)
EMI: ₹ 43,689
Monthly Savings
₹ 2,067
SIP Investment
@ 12% for 31 years
₹ 8,248,180
Extra Interest Paid
₹ 1,976,428
Final Outcome
₹ 6,271,752
Profit from SIP strategy
Analysis
For ₹6,000,000 loan at 8%, investing savings can generate ₹8,248,180.
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