EMI vs SIP for ₹7,900,000
15 Years @ 12%
Original Plan
15 Years @ 12%
EMI: ₹ 94,813
Extended Plan
20 Years (Reduced EMI)
EMI: ₹ 86,986
Monthly Savings
₹ 7,827
SIP Investment
@ 12% for 20 years
₹ 7,820,803
Extra Interest Paid
₹ 3,810,203
Final Outcome
₹ 4,010,599
Profit from SIP strategy
Analysis
For ₹7,900,000 loan at 12%, investing savings can generate ₹7,820,803.
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