EMI vs SIP for ₹2,400,000
17 Years @ 11%
Original Plan
17 Years @ 11%
EMI: ₹ 26,049
Extended Plan
22 Years (Reduced EMI)
EMI: ₹ 24,173
Monthly Savings
₹ 1,876
SIP Investment
@ 12% for 22 years
₹ 2,430,806
Extra Interest Paid
₹ 1,067,744
Final Outcome
₹ 1,363,062
Profit from SIP strategy
Analysis
For ₹2,400,000 loan at 11%, investing savings can generate ₹2,430,806.
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