EMI vs SIP for ₹7,600,000
18 Years @ 8%
Original Plan
18 Years @ 8%
EMI: ₹ 66,497
Extended Plan
23 Years (Reduced EMI)
EMI: ₹ 60,302
Monthly Savings
₹ 6,195
SIP Investment
@ 12% for 23 years
₹ 9,125,241
Extra Interest Paid
₹ 2,280,075
Final Outcome
₹ 6,845,166
Profit from SIP strategy
Analysis
For ₹7,600,000 loan at 8%, investing savings can generate ₹9,125,241.
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