EMI vs SIP for ₹6,700,000
20 Years @ 9%
Original Plan
20 Years @ 9%
EMI: ₹ 60,282
Extended Plan
25 Years (Reduced EMI)
EMI: ₹ 56,226
Monthly Savings
₹ 4,055
SIP Investment
@ 12% for 25 years
₹ 7,695,826
Extra Interest Paid
₹ 2,400,254
Final Outcome
₹ 5,295,573
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 9%, investing savings can generate ₹7,695,826.
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