EMI vs SIP for ₹7,600,000
10 Years @ 9%
Original Plan
10 Years @ 9%
EMI: ₹ 96,274
Extended Plan
15 Years (Reduced EMI)
EMI: ₹ 77,084
Monthly Savings
₹ 19,189
SIP Investment
@ 12% for 15 years
₹ 9,682,474
Extra Interest Paid
₹ 2,322,336
Final Outcome
₹ 7,360,138
Profit from SIP strategy
Analysis
For ₹7,600,000 loan at 9%, investing savings can generate ₹9,682,474.
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