EMI vs SIP for ₹7,500,000

29 Years @ 10%

Original Plan

29 Years @ 10%

EMI: ₹ 66,186

Extended Plan

34 Years (Reduced EMI)

EMI: ₹ 64,690

Monthly Savings

₹ 1,496

SIP Investment

@ 12% for 34 years

₹ 8,607,698

Extra Interest Paid

₹ 3,360,678

Final Outcome

₹ 5,247,020

Profit from SIP strategy

Analysis

For ₹7,500,000 loan at 10%, investing savings can generate ₹8,607,698.

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