EMI vs SIP for ₹7,500,000
13 Years @ 12%
Original Plan
13 Years @ 12%
EMI: ₹ 95,150
Extended Plan
18 Years (Reduced EMI)
EMI: ₹ 84,896
Monthly Savings
₹ 10,254
SIP Investment
@ 12% for 18 years
₹ 7,848,575
Extra Interest Paid
₹ 3,494,201
Final Outcome
₹ 4,354,374
Profit from SIP strategy
Analysis
For ₹7,500,000 loan at 12%, investing savings can generate ₹7,848,575.
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