EMI vs SIP for ₹9,900,000
5 Years @ 12%
Original Plan
5 Years @ 12%
EMI: ₹ 220,220
Extended Plan
10 Years (Reduced EMI)
EMI: ₹ 142,036
Monthly Savings
₹ 78,184
SIP Investment
@ 12% for 10 years
₹ 18,165,150
Extra Interest Paid
₹ 3,831,147
Final Outcome
₹ 14,334,004
Profit from SIP strategy
Analysis
For ₹9,900,000 loan at 12%, investing savings can generate ₹18,165,150.
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