EMI vs SIP for ₹7,200,000
10 Years @ 7%
Original Plan
10 Years @ 7%
EMI: ₹ 83,598
Extended Plan
15 Years (Reduced EMI)
EMI: ₹ 64,716
Monthly Savings
₹ 18,882
SIP Investment
@ 12% for 15 years
₹ 9,527,641
Extra Interest Paid
₹ 1,617,042
Final Outcome
₹ 7,910,599
Profit from SIP strategy
Analysis
For ₹7,200,000 loan at 7%, investing savings can generate ₹9,527,641.
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