EMI vs SIP for ₹1,100,000
25 Years @ 12%
Original Plan
25 Years @ 12%
EMI: ₹ 11,585
Extended Plan
30 Years (Reduced EMI)
EMI: ₹ 11,315
Monthly Savings
₹ 271
SIP Investment
@ 12% for 30 years
₹ 955,643
Extra Interest Paid
₹ 597,666
Final Outcome
₹ 357,977
Profit from SIP strategy
Analysis
For ₹1,100,000 loan at 12%, investing savings can generate ₹955,643.
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