EMI vs SIP for ₹700,000
28 Years @ 11%
Original Plan
28 Years @ 11%
EMI: ₹ 6,730
Extended Plan
33 Years (Reduced EMI)
EMI: ₹ 6,594
Monthly Savings
₹ 136
SIP Investment
@ 12% for 33 years
₹ 692,366
Extra Interest Paid
₹ 349,998
Final Outcome
₹ 342,368
Profit from SIP strategy
Analysis
For ₹700,000 loan at 11%, investing savings can generate ₹692,366.
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