EMI vs SIP for ₹6,700,000
17 Years @ 11%
Original Plan
17 Years @ 11%
EMI: ₹ 72,721
Extended Plan
22 Years (Reduced EMI)
EMI: ₹ 67,484
Monthly Savings
₹ 5,237
SIP Investment
@ 12% for 22 years
₹ 6,786,000
Extra Interest Paid
₹ 2,980,786
Final Outcome
₹ 3,805,215
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 11%, investing savings can generate ₹6,786,000.
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