EMI vs SIP for ₹6,900,000
13 Years @ 12%
Original Plan
13 Years @ 12%
EMI: ₹ 87,538
Extended Plan
18 Years (Reduced EMI)
EMI: ₹ 78,105
Monthly Savings
₹ 9,433
SIP Investment
@ 12% for 18 years
₹ 7,220,689
Extra Interest Paid
₹ 3,214,665
Final Outcome
₹ 4,006,024
Profit from SIP strategy
Analysis
For ₹6,900,000 loan at 12%, investing savings can generate ₹7,220,689.
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