EMI vs SIP for ₹6,700,000
9 Years @ 8%
Original Plan
9 Years @ 8%
EMI: ₹ 87,225
Extended Plan
14 Years (Reduced EMI)
EMI: ₹ 66,418
Monthly Savings
₹ 20,807
SIP Investment
@ 12% for 14 years
₹ 9,080,579
Extra Interest Paid
₹ 1,737,936
Final Outcome
₹ 7,342,644
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 8%, investing savings can generate ₹9,080,579.
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