EMI vs SIP for ₹1,000,000
14 Years @ 8%
Original Plan
14 Years @ 8%
EMI: ₹ 9,913
Extended Plan
19 Years (Reduced EMI)
EMI: ₹ 8,545
Monthly Savings
₹ 1,368
SIP Investment
@ 12% for 19 years
₹ 1,197,592
Extra Interest Paid
₹ 282,849
Final Outcome
₹ 914,744
Profit from SIP strategy
Analysis
For ₹1,000,000 loan at 8%, investing savings can generate ₹1,197,592.
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