EMI vs SIP for ₹6,700,000
8 Years @ 7%
Original Plan
8 Years @ 7%
EMI: ₹ 91,346
Extended Plan
13 Years (Reduced EMI)
EMI: ₹ 65,531
Monthly Savings
₹ 25,815
SIP Investment
@ 12% for 13 years
₹ 9,704,639
Extra Interest Paid
₹ 1,453,624
Final Outcome
₹ 8,251,015
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 7%, investing savings can generate ₹9,704,639.
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