EMI vs SIP for ₹3,600,000
22 Years @ 8%
Original Plan
22 Years @ 8%
EMI: ₹ 29,022
Extended Plan
27 Years (Reduced EMI)
EMI: ₹ 27,154
Monthly Savings
₹ 1,868
SIP Investment
@ 12% for 27 years
₹ 4,552,626
Extra Interest Paid
₹ 1,136,006
Final Outcome
₹ 3,416,621
Profit from SIP strategy
Analysis
For ₹3,600,000 loan at 8%, investing savings can generate ₹4,552,626.
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