EMI vs SIP for ₹6,700,000
7 Years @ 9%
Original Plan
7 Years @ 9%
EMI: ₹ 107,797
Extended Plan
12 Years (Reduced EMI)
EMI: ₹ 76,248
Monthly Savings
₹ 31,549
SIP Investment
@ 12% for 12 years
₹ 10,166,659
Extra Interest Paid
₹ 1,924,787
Final Outcome
₹ 8,241,872
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 9%, investing savings can generate ₹10,166,659.
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