EMI vs SIP for ₹6,700,000
23 Years @ 8%
Original Plan
23 Years @ 8%
EMI: ₹ 53,161
Extended Plan
28 Years (Reduced EMI)
EMI: ₹ 50,033
Monthly Savings
₹ 3,128
SIP Investment
@ 12% for 28 years
₹ 8,630,216
Extra Interest Paid
₹ 2,138,505
Final Outcome
₹ 6,491,711
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 8%, investing savings can generate ₹8,630,216.
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