EMI vs SIP for ₹6,700,000
26 Years @ 7%
Original Plan
26 Years @ 7%
EMI: ₹ 46,688
Extended Plan
31 Years (Reduced EMI)
EMI: ₹ 44,157
Monthly Savings
₹ 2,531
SIP Investment
@ 12% for 31 years
₹ 10,100,355
Extra Interest Paid
₹ 1,859,695
Final Outcome
₹ 8,240,659
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 7%, investing savings can generate ₹10,100,355.
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