EMI vs SIP for ₹2,400,000
19 Years @ 9%
Original Plan
19 Years @ 9%
EMI: ₹ 22,006
Extended Plan
24 Years (Reduced EMI)
EMI: ₹ 20,368
Monthly Savings
₹ 1,638
SIP Investment
@ 12% for 24 years
₹ 2,739,157
Extra Interest Paid
₹ 848,709
Final Outcome
₹ 1,890,448
Profit from SIP strategy
Analysis
For ₹2,400,000 loan at 9%, investing savings can generate ₹2,739,157.
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