EMI vs SIP for ₹8,300,000
21 Years @ 12%
Original Plan
21 Years @ 12%
EMI: ₹ 90,362
Extended Plan
26 Years (Reduced EMI)
EMI: ₹ 86,897
Monthly Savings
₹ 3,465
SIP Investment
@ 12% for 26 years
₹ 7,453,639
Extra Interest Paid
₹ 4,340,639
Final Outcome
₹ 3,113,000
Profit from SIP strategy
Analysis
For ₹8,300,000 loan at 12%, investing savings can generate ₹7,453,639.
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