EMI vs SIP for ₹6,700,000
19 Years @ 10%
Original Plan
19 Years @ 10%
EMI: ₹ 65,744
Extended Plan
24 Years (Reduced EMI)
EMI: ₹ 61,465
Monthly Savings
₹ 4,279
SIP Investment
@ 12% for 24 years
₹ 7,157,934
Extra Interest Paid
₹ 2,712,222
Final Outcome
₹ 4,445,712
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 10%, investing savings can generate ₹7,157,934.
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