EMI vs SIP for ₹6,700,000
15 Years @ 9%
Original Plan
15 Years @ 9%
EMI: ₹ 67,956
Extended Plan
20 Years (Reduced EMI)
EMI: ₹ 60,282
Monthly Savings
₹ 7,674
SIP Investment
@ 12% for 20 years
₹ 7,667,683
Extra Interest Paid
₹ 2,235,538
Final Outcome
₹ 5,432,145
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 9%, investing savings can generate ₹7,667,683.
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