EMI vs SIP for ₹6,700,000
19 Years @ 11%
Original Plan
19 Years @ 11%
EMI: ₹ 70,180
Extended Plan
24 Years (Reduced EMI)
EMI: ₹ 66,198
Monthly Savings
₹ 3,982
SIP Investment
@ 12% for 24 years
₹ 6,661,143
Extra Interest Paid
₹ 3,063,902
Final Outcome
₹ 3,597,240
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 11%, investing savings can generate ₹6,661,143.
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