EMI vs SIP for ₹6,700,000
13 Years @ 10%
Original Plan
13 Years @ 10%
EMI: ₹ 76,906
Extended Plan
18 Years (Reduced EMI)
EMI: ₹ 66,990
Monthly Savings
₹ 9,916
SIP Investment
@ 12% for 18 years
₹ 7,590,321
Extra Interest Paid
₹ 2,472,430
Final Outcome
₹ 5,117,891
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 10%, investing savings can generate ₹7,590,321.
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