EMI vs SIP for ₹900,000
16 Years @ 7%
Original Plan
16 Years @ 7%
EMI: ₹ 7,805
Extended Plan
21 Years (Reduced EMI)
EMI: ₹ 6,826
Monthly Savings
₹ 979
SIP Investment
@ 12% for 21 years
₹ 1,114,337
Extra Interest Paid
₹ 221,678
Final Outcome
₹ 892,659
Profit from SIP strategy
Analysis
For ₹900,000 loan at 7%, investing savings can generate ₹1,114,337.
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